So you think you're being screwed by your Bank?

I notice on the latest statement for our joint current account 2 x €15 charges for our ATM/Debit Cards. This is annual Government Stamp Duty.

Ditto on our credit cards - we pay 2 x €40 Government Stamp Duty charges annually.

We also pay €3.75 Government stamp duty for each cheque book we receive - that's about €10 - €15 per annum extra.

So we pay approximately €120 per annum in "bank charges" to the Government.

By way of contrast, we pay no charges to our bank!

Who's screwing you?